11-05-2021, 09:26 AM
Reading the comments on this thread prompted me to look at my various RH policies. The breakdown section reads: Breakdown assistance – You will be covered for roadside assistance and recovery if your vehicle breaks down at or away from your home including the EU.
I have always known I had recovery and assistance in UK and Europe (and on the two occasions in about 15 years that I have used it RH were brilliant) but had never consciously twigged that it is also 'assistance' at home.
So this morning I emailed Emma Airey to ask her to clarify and confirm. She has done so and says I may put the following on this forum. Apparently the roadside and home assistance has been in place since 2016 and was publicised on facebook and in the A7CA mag. I have to say that I completely missed the announcement and have seen nothing about it since.- but then I do live under a stone...
Given that they have been running this for a number of years I would have to say they they must find it is cost effective to include it in their policies. Which is another good reason to use RH!
RH Specialist Insurance unlocks the puzzle of home breakdown cover
The big day has arrived. The picnic is packed, and you're in the garage, turning your classic's ignition key. There's the familiar whirr of the starter, followed by – nothing.
Failure to start is not exactly rare in classic vehicle circles. In fact, you could say it is all part of the experience. But when you're booked into a long-anticipated event, it can ruin your day, or even your year – especially when you find that your classic policy doesn't cover you for home breakdowns – and many don't.
For most classic policies, breakdown cover only comes into effect when the vehicle is at least a mile away from home. Pushing a Ruby a mile up the road to get around that caveat might be an option for a fit policyholder, but it's not really a practical solution for the owner of a post-war Bentley.
That's why RH will come to your vehicle’s rescue even when it has inconveniently decided to break down at home.
According to Head of RH, Emma Airey, "more often than not, non-starts at home are down to insufficient 'kick' from the battery, which is a straightforward fix even for non-mechanically minded owners,”.
"But sometimes the fix isn't that simple. And that can be a problem when most classic policies only qualify a vehicle for breakdown assistance if it's at least a mile away from the owner's house.
"Many classic owners pay out separately for traditional breakdown cover simply because it covers them for a breakdown at home. That can be a substantial extra outlay. RH’s benefit (which is included as standard – at no additional cost - with every single policy sold) totally does away with the need to waste money on separate breakdown insurance”.
I have always known I had recovery and assistance in UK and Europe (and on the two occasions in about 15 years that I have used it RH were brilliant) but had never consciously twigged that it is also 'assistance' at home.
So this morning I emailed Emma Airey to ask her to clarify and confirm. She has done so and says I may put the following on this forum. Apparently the roadside and home assistance has been in place since 2016 and was publicised on facebook and in the A7CA mag. I have to say that I completely missed the announcement and have seen nothing about it since.- but then I do live under a stone...
Given that they have been running this for a number of years I would have to say they they must find it is cost effective to include it in their policies. Which is another good reason to use RH!
RH Specialist Insurance unlocks the puzzle of home breakdown cover
The big day has arrived. The picnic is packed, and you're in the garage, turning your classic's ignition key. There's the familiar whirr of the starter, followed by – nothing.
Failure to start is not exactly rare in classic vehicle circles. In fact, you could say it is all part of the experience. But when you're booked into a long-anticipated event, it can ruin your day, or even your year – especially when you find that your classic policy doesn't cover you for home breakdowns – and many don't.
For most classic policies, breakdown cover only comes into effect when the vehicle is at least a mile away from home. Pushing a Ruby a mile up the road to get around that caveat might be an option for a fit policyholder, but it's not really a practical solution for the owner of a post-war Bentley.
That's why RH will come to your vehicle’s rescue even when it has inconveniently decided to break down at home.
According to Head of RH, Emma Airey, "more often than not, non-starts at home are down to insufficient 'kick' from the battery, which is a straightforward fix even for non-mechanically minded owners,”.
"But sometimes the fix isn't that simple. And that can be a problem when most classic policies only qualify a vehicle for breakdown assistance if it's at least a mile away from the owner's house.
"Many classic owners pay out separately for traditional breakdown cover simply because it covers them for a breakdown at home. That can be a substantial extra outlay. RH’s benefit (which is included as standard – at no additional cost - with every single policy sold) totally does away with the need to waste money on separate breakdown insurance”.