A moment of uninsured amusement

[Tony Griffiths]

Not A7, but very amusing moment of uninsured amusement. Handed to them on a plate: https://www.instagram.com/reel/DHHE0uOP0...tvOTc3cGo3

[Duncan Grimmond]

I have to admit I have had a nightmare moment when I discovered I wasn't insured, I had done everything correctly except for pushing the "enter" key hard enough. Fortunately the company reminded me...

[Denis Sweeney]

Stupid is as stupid does

[Tony Griffiths]

Stupid is as stupid does

Indeed - and in this case all the cars appeared to be expensive, recent high-end models, so a clear case of trying to get away with it. Surprising, really, as ANPR cameras grow in number and all immediately report uninsured and cloned vehicles. Soon your every journey will be tracked ....

[Peter Butler]

Duncan,

It is easily done!

I received a letter from the Motor Insurers Bureau recently which stated I was uninsured on a Speedy/75 CZ 6324 (the 1935 Le Mans car) which has been insured continuously for the whole period of some 30 years plus of my ownership. The usual ensued - i.e. got out the file, checked the Certificate of Insurance, wrote to the Broker, then I calmed down! After regaining control my wife took over and we finally found the error: at some indeterminate date over the last few years the numbers had been transposed to CZ 6342. The Broker got another email, they took over the correction and the MIB seem to have been put back into their box.

As a (lapsed) solicitor, I did wonder how the Insurers would have responded to a claim based on my assumption that I was covered, or either of the other named drivers who use it. I suspect the worst! 

So, everyone, PLEASE take the time to check your renewal documents with the proverbial fine-tooth comb. Pedantry pays.

As ever,

Peter Butler.

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[jonblob33]

Hi, we had something similar a few years ago. Took our modern for its first test to the main dealer. On arrival we were told the number plates were not quite right( supplied by the same dealer from new) They kindly offered replacement plates FOC. Later in the day we received a walk around video of the car regarding the mot. They had indeed replaced the number plates but with a different registration- the number supplied was for a Ford not a Skoda. When we returned to collect the car we were asked did we want the only plates put back ???  Would my insurance have been void I wonder. Do we all check our no plates every time we use the car? I think not. 
Kevin.

[Peter Sweeney]

DVLA returned my V5 with the letters FUX instead of FVX. Easy done by anyone.

[Denis Sweeney]

Not trying to top brother Pete or anyone else but in years past I used to exchange my moderns every three years. A year after I’d picked up a new Golf I received a phone call from the manager of the dealer, very apologetic, but advising me I had been sold the wrong vehicle. The vehicle they gave me was not the vehicle registered on the log book. After much discussion, and them admitting it was their error, they replaced the car with a new car of the same colour spec etc.
So I had a car for free for a year but I always wondered what my situation would have been had I been involved in an accident of any sort?